Driving School Insurance | Driving Instructor Insurance | Fleet Insurance

Driving Instructor Insurance from Waveney Group Schemes Ltd

What you need is what we provide

Being a self-employed driving instructor, you’ll have a dual control car to provide professional driving instruction and you’ll want to know that your car is properly insured to allow you to legally carry out your daily driving instruction activities. It is for this reason that you’ll come to Waveney Group Schemes Ltd, who solely specialise in all areas of driving tuition insurance.

It doesn’t matter if you own or lease the car; legally it will be your responsibility to arrange appropriate insurance that covers both you and your car for driving instruction, driving tests and for your business as a driving instructor, so that in the event of a claim being made by you or against you or one of your pupils, your policy will be sufficient to meet the claim.

Why you should contact Waveney

Following an initial discussion with you, one of Waveney’s specialist driving tuition insurance advisors will determine precisely what cover you need to carry out your daily driving instruction activities and (subject to your risk being acceptable) will provide a comprehensive insurance policy from one of our UK based insurance companies or Lloyds syndicates to suit your demands and needs.

Waveney launched its UK driving instructor insurance scheme in 2003 and quickly become market leaders. We now insure almost 15,000 dual control cars for individual driving instructors, national, regional and local driving schools and the UK's leading dual control car leasing companies.

Why you need a specialist driving instructor insurance policy

What you (as a professional driving instructor) should never do is buy a private car insurance if you use your car to provide driving instruction, as a private car insurance policy WILL NOT provide the cover you need to carry out your instruction activities. The ‘use’ provided by a private car policy will not be sufficient for your needs, neither will you be able to have dual controls in your car. It’s likely that driving will be limited, or restricted to drivers 25+ (30+ in some instances), and you risk being convicted of having invalid insurance which usually results in a substantial fine and at least 6 points on your driving licence - something we’re sure you’ll be extremely keen to avoid.

Waveney Group Schemes Ltd offers specialist driving instructor insurance policies that provide first class cover, our standard cover being as shown below. In addition, Motorist Services Ltd (MSL) compliments the insurance programme by providing a first class claims management service. Optional extensions to standard cover are available for more specialist risks: -

Included within all Waveney’s driving instructor insurance policies is cover for you to provide post-test training, pass plus training, ROSPA, IAM training, police speed awareness training, banned driver training, NDIS (National Driver Improvement Scheme), driving instructor training (trainees to part 2 and part 3 / PDIs to part 3) and many more driver training schemes.

Replacement dual control cars are provided following an accident (whether your fault or otherwise), fire, theft, attempted theft and vandalism claims. The replacement dual control car will either be available when you take your car to an MSL (Motorist Services Ltd) approved repairer or will be delivered to you wherever possible on the same day or within 24 hours of an incident occurring where your car is un-driveable (Monday to Friday). In the event that your car is declared a ‘write-off’, the replacement dual control car will be provided for up to 30 days and will cease 5 days from the date you receive the settlement cheque.

Driving instructor liability (included within all Waveney driving instructor insurance policies) protects you in the event that one of your pupils sustains personal injury as a result of a road traffic accident whilst they are undergoing driving instruction and where you are in some way considered to be negligent.

Optional extensions are available to include GUARANTEED BONUS (never lose your no claims bonus) or PROTECTED BONUS (? Claims in ? years - dependent on the insurer) and these options will be discussed when we speak with you.

Either in addition (or separate from the above) Waveney can include FLEET DRIVER TRAINING (comprehensive cover whilst you carry out demonstration drives in customers cars). This cover is provided by Amlin Insurance Ltd and Waveney believes that it is the only specialist driving instructor insurance broker providing such cover.

Another popular specialist extension is B+E TRAILER TRAINING (cover to ‘teach to tow’ a trailer). This may be added to an Amlin Insurance Ltd policy either in addition or separately to the above.

For further details of the cover provided by our various insurer partners, please visit www.mycover.biz

With all of the above in mind, Waveney Group Schemes Ltd are confident that it has every base covered and that instructors can purchase their driving instructor insurance with both confidence and the sure and certain knowledge that in the event of an insured incident, Waveney and its partner insurers and providers will ensure that the incident is handled expertly, efficiently and to your ultimate satisfaction.

DSA Part 2, DSA Part 3 and DSA Check Tests

Waveney Group Schemes Ltd provides insurance cover for each of the above tests at £38 (including insurance premium tax). Cover is available throughout the UK (including Northern Ireland). The policy can be purchased either prior to the day of your test or on the day of your test if necessary. In such instances, we’ll arrange to either fax or email a cover note to you.

Driving Schools (National, Regional and Local)

Waveney Group Schemes Ltd has an extensive programme of insurance for driving school motor fleet operators and dual control car leasing companies that it believes to be the best in the UK tuition insurance market. If you run such an organisation, please feel free to call Waveney and ask to speak to their schemes director who will be pleased to either discuss your requirements on the telephone or make arrangements to visit you at your premises.

Waveney wants to provide the right Insurer

Waveney Group Schemes Ltd have carefully selected a small number of UK based insurance companies and Lloyds syndicates who between them provide insurance worth many billions of £s around the globe. We are particularly proud of the pedigree of our insurer partners, whose credit ratings are amongst the best in the UK, are mostly ‘household names’ and who between them insure many of the world’s largest companies: -

Amlin Insurance Ltd (2nd largest Lloyds syndicate)
Aviva Insurance UK Ltd (formerly Norwich Union)
Chaucer Insurance (prestige Lloyds syndicate)
Royal & Sun Alliance (global mega-insurer)

Waveney are recommended by the ADINJC

Waveney Group Schemes Ltd have excellent relationships with many organisations connected to the driver training industry throughout the UK but have a particularly strong relationship with the Approved Driving Instructor National Joint Council (ADINJC), who recommend Waveney to all of their associate members for driving instructor insurance.

In addition to the above, Waveney are recommended by many driving schools (national, regional and local) and are also recommended by the UK's largest dual control car leasing companies.

Waveney summarises its customer offering

Trading solely in driving tuition insurance, Waveney Group Schemes Ltd believes that it is extremely well positioned to provide excellent cover, competitive premiums and excellent service throughout 2012 and beyond and that its: -